Long-term financial goals help shape your future. From retirement savings to debt payoff, learn how to plan and stay motivated.

Understanding savings goals Savings goals are financial targets that you want to achieve in the near or distant future. For example ... Budgeting apps,personal finance software, and spreadsheets ...

Targets provide focus or act as stepping stones towards the final goal. In this example, Person A's target is 'I want to be fit' and Person B's target is 'I want to compete at the Paralympics'.