Commissions do not affect our editors' opinions or evaluations. The First Access Visa® Card* issued by the Bank of Missouri, is aimed at those with less-than-stellar-credit, but carries high fees.

Depending on your card, you also can benefit from lucrative rewards programs, introductory interest-free financing, airport lounge access and more, just by having a Visa card. Below, CNBC Select ...

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Many of the top business cards operate on the Visa payment network, which gives you a high level of acceptance from vendors and access to additional benefits such as the Visa SavingsEdge program.