The best high-yield savings account rate is 5.00% APY, available from Varo Bank and Fitness Bank ... offer check-writing privileges, even if the name might suggest otherwise.

Here’s a list of our favorites based on research into dozens of institutions. We scoped out accounts based on interest rate, ATM network, rewards and other factors. Show Less Fund your new bank ...

All of the financial institutions on our list are protected by FDIC or NCUA insurance. When a financial institution is federally insured, up to $250,000 per depositor is secure in a bank account.