per ownership category, per bank. If a bank fails, insured deposits will be moved to another FDIC-insured bank or paid out. You'll usually get a Receiver's Certificate for money that isn't covered ...

A man gave away his home, all his possessions and every dollar in his bank account to live a life of "non-ownership." Robin ...

The surviving account holder retains ownership regardless of which ... the surviving account holder must provide the bank with a death certificate or other documentation to confirm the death ...