The poster has the money to pay off the loan now, and if doing so enables him to get into an affordable property and start building equity, it may make sense for him to just bite the bullet ...

Plus, not paying a loan could cause a lot of credit score damage. That could make it harder for the poster to get another loan when they need one. So all told, the poster should not blow off this ...

Many people refinance to save money, but this poster would end up paying ... there are times when it does make sense to refinance to a loan with higher monthly payments. If you can drop your ...