A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Creditors cannot have you arrested for credit card debt, but they can sue you for payment. If sued and you do not respond, a ...

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

Debt consolidation loans and balance transfer cards have distinct advantages and disadvantages when it comes to paying off ...

But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. The average American has $5,313 in credit card debt. If you transferred that amount to a ...

A balance transfer fee of either $5 or 5% of the ... this method allows you to leverage an asset to secure a lower loan rate. Is Credit Card Debt Consolidation a Good Idea? If you are struggling ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Debt settlement is a last resort option for someone looking to get out of credit card debt, and there are tax implications ...

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

To help find the right credit card for you, analyze your spending habits and financial goals by reviewing your end-of-year ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Retiring with debt can make concerns about outliving your savings even more pressing because a significant chunk of your ...