Dear Heloise: We enjoy reading your column. Here are a few more hints to add to your list: • Never mind scissors when clipping coupons. Tear them using the straight edge of a piece of plastic.

Growth in U.S. consumer credit slowed for the second straight month in July, held back by a decline in credit card use that hinted at a cautionary mood among consumers.

Let’s set the record straight on our bipartisan credit card act. It is designed to help struggling consumers rein in $77 billion in fees that we all help pay.

Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. For the 11th straight week, the national average annual ...