Lenders are not obligated to honor your request or even respond to your letter. In fact, many larger lenders and credit card ...

Late payments can damage your credit, especially if you stop paying your loans or credit cards ... letter. A goodwill letter is a simple way to restore your credit to good standing by requesting ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

For conscientious consumers, asking for a higher limit on a credit card can seem like a daunting ... your issuer to ask for an increase or requesting one online, you’ll be prompted to provide ...