The average household with credit card debt owes $16,061 ... The strategy worked so well for Sall that he decided to share his spreadsheet for paying back debt on his blog, "Life And My Finances ...

Rangan, V. Kasturi, and Sunru Yong. "Alpen Bank: Launching the Credit Card in Romania, Spreadsheet Supplement for Instructors (Brief Case)." Harvard Business School Spreadsheet Supplement 104-560, May ...