She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Editorial Note: We earn a commission ...

If you suspect someone opened a credit ... a credit card in your name, or credit bureaus may incorrectly merge the accounts of people with similar names. "The more common your last name is ...

Our opinions are our own. You can get a credit card with bad credit, but it won't be one of those cards you see advertised with rich rewards or exclusive perks. It will probably be fairly basic.