See how we rate credit score services to help you make smart decisions with your money. Pay-for-delete letters ask debt collectors to remove negative marks on credit reports in exchange for debt ...

A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective if your payment history ...

A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...

Please investigate this matter, and if it is found to be inaccurate, remove the lateness from my credit report. Thank you. Make sure you tailor the letter to your own situation; you want to ...

If the credit reporting agency doesn’t remove the disputed debt, follow up with additional letters or escalate the dispute to a higher authority. You can file a complaint with the Consumer ...

Again, you should not pay anything until you have a letter confirming that AFNI will consider the debt paid in full and remove negative items from your credit report in exchange for your payment.

Though a single hard inquiry will lower your credit score by only a few points, multiple inquiries within a short period can have a bigger impact. This is why you may want to remove hard inquiries ...

"Congress passed the FCRA LAW that allows you to permanently remove anything hurting your credit," reads text above the man. Text in the post offers "affordable letters" that it claims can remove ...