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Some federal student loan borrowers could see missed payments negatively affect their credit scores, and the effects of that could linger for multiple years afterward.

A personal loan can be a great way for some people to improve their credit scores. However, if you struggle to make payments you could harm your score.

Previously, he was a managing editor at Credit Card Insider. Isaac Braun is the full-time Research Manager for Investopedia. He has analyzed data for over a decade, with over five years in the ...