It’s even worse when you already paid the debt, or it wasn’t yours to begin with–what should you do next? That’s why sample letters can be a good starting point, or you can just send them ...

Until the collector provides this written verification, it may not continue to collect on the debt or seek judgment in court. Below is a sample, fill-in-the-blank letter that you can use as a ...

If you've been called by a debt collector and aren't sure what to do, the U.S. Consumer Financial Protection Bureau has provided five sample letters to help defend yourself against deceptive or ...

NEW ORLEANS – The Federal Emergency Management Agency announced Wednesday that it is rolling out a plan to waive debts for many victims of Hurricane Katrina and other disasters who may have ...

In their responses to the waiver letter, disaster victims must explain why collecting the debt would cause them “serious financial hardship,” FEMA says. Recipients also must specify how they ...