Borrowers now have easy access to and efficiency throughout the entire lending process thanks to the use of digital channels like websites and mobile apps. The application of artificial ...

Digital lending: Digitalisation has played a very important role in the transformation of various sectors, including the financial sector. It has helped people and banks get rid of extensive ...

Chen, AJ, Omri Even-Tov, Jung Koo Kang, and Regina Wittenberg-Moerman. "Digital Lending and Financial Well-Being: Through the Lens of Mobile Phone Data." Accounting Review (forthcoming).