The seemingly odd name of a 609 dispute letter is a nod to Section 609 of the Fair Credit Reporting Act (FCRA), which gives anyone the right to request verification of any item on their credit ...

How Is a 609 Dispute Letter Legal? Your rights under the FCRA allow you to request a 609 letter to assist correct any inaccurate or incomplete information in your credit report. Unfortunately ...

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The district court then ruled that Roberts’ dispute did not involve a factual inaccuracy, so she had failed to state a claim against Carter-Young for violating the FCRA. In other words ...

In Trinity Warner v. Experian (link), the Ninth Circuit recently affirmed a district court’s summary judgment in favor of Experian, finding that dispute letters sent to Experian by a “credit ...

While the Fair Credit Reporting Act (FCRA) does not mention a “609 dispute letter”, the FCRA does give you the right to ...