Debt collectors are required by the Fair Debt Collection Practices Act (FDCPA) to mail a debt validation letter with information regarding the debt they want to collect from you. This letter must ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...

In such cases, sending a validation letter does not violate the FDCPA. The court agreed with the defendant, finding that the plaintiff’s letter both disputed the debt and constituted a refusal ...

If you've received a call or a letter from a debt collector claiming ... Learn how to get rid of your high-rate credit card debt now. The FDCPA establishes clear timelines that must be followed ...