Whether an HDHP is the right choice for you depends on your healthcare needs and comfort with some risk. ... For self plus one or family coverage, contributions range from $1,600 to $2,400 per year.

President Trump signed into law the One Big Beautiful Bill Act (OBBB) on July 4, 2025. The telehealth safe harbor, which allowed first dollar coverage of telehealth services without impacting Health ...

If you don't go to the doctor at all, the HDHP is the clear winner. You'd save about $2,500 in premiums compared to going with the PPO plan. But if you had a $5,000 medical bill, you'd fare better ...

Pros and cons of a high-deductible health plan. ... an HDHP could be a good choice for you. ... $8,400 ($7,200 annual premium plus $1,200 deductible) ...

While HDHP enrollment is declining nationally, it is sharply increasing in a few key states. In South Carolina, Vermont and Utah, HDHP enrollments grew by over 9% from 2022 to 2023.

During open enrollment, most enrollees (72%) spend less than an hour on their health plan, with HDHP enrollees spending more time than traditional plan enrollees, says a new survey.

While an HDHP can be a great option for some health care consumers, it’s not the best choice for everyone. A high-deductible health plan might be right for you if: You’re healthy and rarely ...

Health savings accounts are a tax-free option to help pay medical expenses. We explain how they work, how to set one up, and how to know if it's right for you.