Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Commercial health insurance is health insurance that is sold and administered by a private company rather than provided by the government. Such private insurance is the major source of health ...

One purpose clearly is to greatly expand the legal definition of an HMO. Currently state law refers to “comprehensive health maintenance services” that “enrollees might reasonably require to ...