Commissions do not affect our editors' opinions or evaluations. Writing a hardship letter to one or more of your creditors can help you get through a tough financial time. With an understanding of ...

Close the hardship letter with an apology and an expression of your desire to reach a mutually beneficial resolution. Say you are willing to discuss alternate repayment terms. Include your phone ...

Acceptable reasons for a hardship to include in a letter. Reduction in income or loss of job. Marital difficulties or divorce. Illness of yourself or family member. Birth of a child. Increased ...

When you apply for a mortgage modification, one key component is the hardship letter that explains why you’re making the request. Learning the proper format and ingredients of a hardship letter ...

A hardship letter can help you avoid foreclosure and find mortgage relief If you’re struggling to make your mortgage payments ...