You can open a Bank of America account online or at a local branch whether you want a savings account, a checking account or a certificate of deposit.

You'll still need all the same documentation to apply for a new bank account. An online application will likely have a way for you to scan or submit pictures of necessary documents. You can't make ...

or the bank will automatically enroll them in a traditional savings account. In some cases you can apply for a kids' bank account online. Some banks, however, will require an in-person visit.