Never fear, because creating a unique last-minute Halloween costume is easier ... terrifying collective $11.6 billion on costumes for kids, adults, and pets. Pocket that money for your Christmas ...

Think of the last-minute scramble ... known as Disney adults, who are restricted from dressing up at the company’s resorts (guests age 14 or older are not allowed to wear costumes).

Chances are, you already have the perfect costume waiting in your closet. An all-black outfit can easily transform you into a variety of basic characters or animals. Just grab a black top or bodysuit ...

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