Martin Lewis has issued a stark wake-up call to people ... a credit reference agency and the number 'indicates how likely you are to repay anything you borrow,' according to the Lloyds Bank ...

Many consumers are thinking twice about taking on debt, while many lenders are tightening standards on credit card loans.

leading strapped consumers to turn to credit to meet their needs. “People still struggle,” he said. There are steps you can take if your card debt is ballooning. First, try calling your bank ...