Get a comprehensive overview of personal loan requirements. Understand the essentials to help you prepare for a successful ...

Compare lenders to ensure you get the most competitive rate for your financial situation. According to Bankrate’s weekly Bankrate Monitor survey of major U.S. banks, the average personal loan ...

A high credit score and income are crucial to getting the lowest rates on a personal loan. If possible, improve your score before applying for any credit products, including a personal loan.

The best personal loan lenders offer affordable monthly payments at a rate that fits your budget. Other loan features, including no fees, rate discounts and mobile apps set some lenders apart.

lower interest rate at that point. Learn more about your current home equity loan options here. While a personal loan lender won't require your home as collateral, the difference may not be ...