The average personal loan rate is 20.78% APR ... Layla Melendez is a personal finance editing fellow based in New York City, specializing in optimizing content to help readers navigate financial ...

While lower interest rates may be tempting, getting a personal loan is inherently riskier during a recession due to the greater chance of being laid off from your job.

USAlliance Financial, based in Rye, New York, is a full-service credit ... As of publishing, USAlliance’s personal loan rates range as low as 12.24% to 14.99% fixed APR, depending on the term ...

Commissions do not affect our editors' opinions or evaluations. The average personal loan rate on loans with a three-year term is 15.36%, according to Credible.com’s personal loan marketplace.