Credit Cards and Personal Loans. ... Character reference letter: If you are new to the U.S. or you have zero credit to your name so far, you might not even have a credit report.

Struggling with a low CIBIL score? You can still get a small personal loan in India—here’s how to boost your chances and find the right lender.

The average personal loan rate is 12.38% as of July 31, according to a Bankrate survey. Personal loan interest rates have risen over the past year, from about 11% in July 2023: Personal loan rates ...