A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 ...

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Goodwill letters vs credit disputes A goodwill letter is not the same as a credit dispute. A dispute is when you don’t agree with something that is on your credit report. A goodwill letter asks ...

Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You can use a 609 dispute to challenge ...