For those who can qualify, the Santander Ultimate Cash Back card boasts a desirable suite of perks including a high rewards rate and a 0% APR offer — but both expire after 12 months. Many or all ...

In return for its generous benefits which include extensive airport lounge access and a round-the-clock concierge service, Santander’s aptly-named World Elite card charges a fee of £15 a month.

In return for its attractive 360-degree offering, Santander charges a fixed monthly fee of £3 for its All in One card. With this factored in, this means the card carries a representative APR of ...