A credit score isn’t a static number and there are several factors that go into calculating it. The credit bureaus use their own proprietary algorithms and calculate their own credit scores.

Scotiabank low-interest credit cards. Cards that charge a lower-than-normal interest rate are an option for people who want to minimize debt or are concerned about the cost of carrying a credit ...

Those grappling with high-interest credit card debt would be hard-pressed to outdo the deeply discounted rates of the Scotiabank Value Visa. Its 0% introductory rate on balance transfers (with a ...