Level term life insurance, by definition, offers the beneficiaries the same payout over the entire length of the term. With decreasing term life insurance, you’ll pay a flat premium throughout the ...

Two common types of life insurance, term life insurance and whole life insurance, can be useful coverage for many people. However, term and whole life insurance function very differently.

Term life insurance is designed to cover the insured for a specific time period (the term)—usually 10 to 30 years. This type of coverage tends to be more affordable than permanent life insurance ...

Variable life insurance is often more expensive than other life insurance products, like term life. In some ways, variable life insurance can be described as a form of securities. Why?

Permanent life insurance typically lasts your entire life and builds cash value, but it’s more expensive than term life. Many, or all, of the products featured on this page are from our ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

Family life insurance isn’t a single product sold by insurance companies. In some cases, it refers to the ability to purchase additional coverage for family members. In others, it’s a way of ...

Term life insurance, by definition, is a type of insurance policy that guarantees an agreed-upon payout of a death benefit to named beneficiaries in the event that the policyholder passes away ...

Whether you need term or whole life insurance depends on your personal circumstances and financial goals. Read this guide to learn their features and benefits and how to decide which to purchase.