USAA Car Insurance Rates by Credit Score for Drivers USAA’s s rates for drivers with poor credit are 38% below the national average of $4,064 a year among the companies we analyzed.

USAA has reasonable premiums, but its membership is limited. AAA may not be available depending on where you live. Which is ...

USAA auto insurance discounts. USAA offers unique discounts for military members. Its "storage" discount includes 15% off the cost of comprehensive coverage to drivers who garage their car on base.

In our national rating of the best car insurance companies, USAA rates higher than Geico. With a score of 4.7 out of 5, USAA is No. 2 out of 10 companies. Geico is No. 4, scoring 4.5.

Cheapest for most drivers: USAA. USAA offers cheaper quotes than State Farm for both full- and minimum-coverage car insurance. However, both insurers are cheaper than the national average.. A ...

USAA car insurance quotes and rates USAA's premiums typically cost between $600 and $1,500 per year, but pricing depends on your driving record, vehicle details and any available discounts.

USAA car insurance costs an average of $1,464 per year for full coverage, compared to the national average of $2,290. These rates are according to NerdWallet’s June 2025 analysis.

USAA auto insurance is available to service members, ... In June 2025, the average cost of car insurance was $2,680 a year for full coverage and $802 a year for minimum coverage.

USAA Auto Insurance Review. USAA is second on our 2025 list of the best auto insurance providers, with an overall score of 4.8 out of 5. The company offers affordable pricing and all the coverage ...

USAA, Auto-Owners, Erie, Westfield and Geico are the cheapest for state minimum car insurance. The average cost for full coverage car insurance is $2,149 per year for a good driver.

The average monthly cost for a 100/300/100 policy in Houston County, Texas, is $62 from USAA, while the same policy costs an average of $80 from other top car insurance companies. Sample rates for ...