Commissions do ... account today, but a high-yield checking account can earn 3.00% APY or more. Keep in mind, however, that checking account interest rates are variable and subject to change.

Learn how to find the average savings account interest rate, how that differs from the highest rates and what factors impact your balance earnings.

Student loan interest ... change over time as the current student loan interest rates do. In general, variable interest rates start lower than fixed interest rates, making them more attractive ...

While you can still get above 4% APY on a high yield savings account today, it’s a variable rate that can change at any time.

Commissions do not affect our editors' opinions or evaluations. According to FDIC data, the average interest rate on savings accounts ... and they tend to earn much higher rates.