Text Callout : Key Takeaways - What Is a Debit Card? A debit card is a payment card used to access your bank account. You can use a debit card online, at point-of-sale terminals, ATMs and bank ...

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Security considerations You will need to choose a PIN when setting up your debit card or ATM card. This four-digit number is used to verify every transaction, whether at an ATM or a merchant.

And that got me thinking,” Tomaino recounts. He argues that the bypass feature undermines the supposed security of having a debit card PIN number in the first place. “It’s like logging ...