Wildfires raged for the third straight day, destroying swaths of America’s most populated county and displacing tens of thousands of residents, with firefighters struggling to contain the biggest blazes.

Out-of-control wildfires are ripping across parts of Los Angeles, leading to at least five deaths, burning down hundreds of buildings, and prompting more than 130,000 people to flee their homes in America's second-largest city.

The devastation from the raging fires in Southern California is only just starting to come to light, but there are already questions about how the destruction will impact homeowners insurance for all Californians.