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Average US rate on a 30-year mortgage ticks down to 6.85%, the first decline in a month MCLEAN, Va. -- Average US rate on a 30-year mortgage ticks down to 6.85%, the first decline in a month.

If you click on links we provide, we may receive compensation. Hispanolistic / Getty Images Rates on new 30-year mortgages saw a tiny increase Thursday, bumping the flagship average to 6.93%.

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...