Adverse selection refers to the tendency of high-risk individuals obtaining insurance or when one negotiating party has valuable information another lacks.

As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

Obamacare is kind of like an elaborate spaceship circling a black hole. It's a complex and desperate effort to avoid falling into the black hole of an adverse selection death spiral in which ...

(MoneyWatch) In my discussion of the economics underlying the health insurance mandate (and the penalties needed to enforce it), I talked about the adverse selection problem.But that is not the ...

How does adverse selection work in health insurance? An example of adverse selection would be if a company offered a health insurance plan with a premium of $500 per month and coverage for day-to-day ...

The adverse selection problem is one of the reasons we need an individual mandate for health care insurance (i.e. a requirement that everyone must purchase insurance that is part of the proposed ...

VideoWhat do health insurance and all-you-can-eat buffets have in common? The economic theory of adverse selection tells us that neither should exist. Consider the case of Bill Wisth. Bill is six ...

The adverse selection problem is created by the required essential health benefits and theoretically addressed by the individual mandate. Note The individual mandate was abolished by the 2017 GOP ...

The official ObamaCare "enrollment" numbers are out, and they're very close to the unofficial estimates on which we based yesterday's column arguing that the "adverse selection" problem does ...

Major adverse selection problems in the exchanges are, and always have been, likely, but a death spiral as it is usually understood is not.