With interest rates high and the prospects of relief low, here are three considerations borrowers should make now.

The real key to using credit cards cost effectively is that you only pay interest on the balance you carry. If you pay your ...

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit ...

For context, a recent study shows the average credit card debt is more than $6,500 and 0% APR introductory periods range from about a year to 21 months. So let's do the math. Say you have a $6,500 ...

WPTV sought your thoughts on the challenges surrounding credit card debt, and we're making it a priority to address your questions ...

The Federal Reserve also tracks U.S. consumers’ average credit card interest rates. As of February 2025, it reported that the average credit card interest rate on accounts with balances ...

Changes to the country’s credit rating impact interest consumers pay on household debt like mortgages, car loans and credit ...

Credit cards for fair credit, sometimes called "average" credit ... A hallmark of cards for fair credit is high interest rates. That's important to keep in mind as you work to build a positive ...

If you already carry a balance on your credit card, you're likely being hit with high interest charges that make it harder to pay off debt. The average APR for all credit card accounts is 14.87% ...

Retail cards hit a record high average interest rate of 30.5% last year, according to a Bankrate survey, and rates have stayed close to those levels this year.