Several benchmark refinance rates are lower. If you're shopping for the best refinance rate, keep an eye out for lower rates.

But given the historic speed and magnitude of the Fed's 2022 and 2023 rate increases—raising the benchmark rate 5.25 ...

Refinancing your mortgage makes sense if you can reduce the interest rate by one-half to three-quarters of a percentage point ...

HELOC balances rose 7.2% in 2024 nationwide as more homeowners tap equity amid high mortgage rates and limited refinancing options.