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Key Points. This Redditor, who is just 19 years old, wants to start building her credit history. The hope is that she can find a great beginner card that will help her build up good spending habits.
Earn up to 3% cash back on your top spend category, 2% on the next, and 1% on the rest. No annual fee. Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends.
Credit Lines feature Annual Percentage Rates (APRs) of 14.99% - 29.99% and line amounts ranging from $500 - $25,000 based on creditworthiness.