Going over your credit limit can result in declined transactions, over-the-limit fees and a possible decrease in your credit score. Among the ways to avoid credit card fees is by setting up alerts that notify you if you’re approaching your credit limit, as well as making on-time payments and paying down your card balance as soon as possible.

Credit cards can make life easier, but they can also create complications. Here are some helpful tips on how to use credit responsibly.

While many credit cards offer a way to use a new credit card before the physical card arrives in the mail, you may have to wait to get your hands on a credit card. It can typically take anywhere from seven to 10 business days for your new card to arrive in the mail.

If you fail to pay your debt for an extended period of time, there will be consequences — but there are also options to rescue your credit

Credit cards are incredibly useful and deserve a spot in your wallet. But only using credit cards to buy everything can be a bad choice -- find out why now.

Credit card debt is weighing on many Americans. The share of credit card holders making just the minimum monthly payment is at a 12-year high, a report shows.