Managing Spending to Protect Your Financial Health Credit cards have become an indispensable tool in modern financial life, ...

In emergencies, it may be necessary to break typical credit card rules, such as never carrying a balance or applying for ...

But what would happen if you have 0% utilization rate? To the credit card issuers, it may not look as good as you think. "For credit cards, it's important to 'use but not abuse' those cards," Jim ...

Here's what to know about credit card late fees: What is the average credit card late fee? The average late fee for major issuers has steadily ticked up since the 2010s, going from $23 at the end ...

Choncé is a personal finance freelance writer who enjoys writing about credit cards, mortgages, personal loans, debt management. Having a background in journalism, she decided to dive deep into ...

Gamblers will no longer be allowed to use credit cards to bet on sports in Illinois, the Illinois Gaming Board announced Friday. The prohibition on credit cards for sports wagering is meant to ...

Soon, Wylie discovered it wasn’t a payment plan. Wylie says she began receiving letters about a credit card from a company called Curae. “It was extremely stressful and overwhelming ...

This is referred to as credit utilization. Closing one of your cards reduces your overall credit to $10,000, and now your credit utilization rises to 30%. A higher credit utilization will lower ...

If you carry a credit card balance in Canada, use our calculator to see how much you owe and how long it will take you to pay off the debt. If you don’t pay off your credit card balance in full ...

Photo: Brendan Smialowski/AFP/Getty Images The largest credit-card companies are preparing for the economy to get worse. An economic downturn could mean more customers can’t pay their bills ...

Your credit utilization rate is the amount of credit you're using compared to the amount of credit you have available. So, if you have an $800 credit card balance and you have a $2,000 credit card ...

If you have an RBL credit card and want to reach out to the bank’s customer service, the bank provides multiple means of credit card customer care services for queries and concerns to be ...