CNBC Select reviewed popular rewards credit cards to find the best options for people who want luxury perks and premium benefits, including the American Express Gold Card and others.

According to consumer credit reporting agency Experian, average consumer credit card debt in 2023 was $6,501. For some, this might be too much debt, but for others this might be their average ...

The average credit card user was carrying a balance of $5,474 last fall, according to TransUnion, up 13% from 2021. That marks a reversal from the first year of the pandemic, ...

We analyzed 50 major cash-back credit cards using an average American's annual budget and dug into each card's perks and drawbacks to find the best ones for various spending habits.

Applying for a credit card? Not so fast. For first-time card seekers, there are a few things worth knowing, like how credit really works, what to do without a good credit history and what to look ...

Some credit cards offer an introductory period – often 12 to 18 months – with 0% interest on purchases and, potentially, balance transfers. These cards can help you pay off large purchases or ...

Collectively, Americans now owe a record $1.21 trillion on their credit cards, according to a new quarterly report on household debt from the Federal Reserve Bank of New York.

How much of your credit should you use? Experts advise using no more than 30% of your credit card limits to keep your credit utilization down — and lower is better.

If your credit utilization ratio exceeds 40% or 50% on a credit card account, this can be a red flag to an issuer. Similarly, if you have a late payment on your credit report, ...

With summer vacations just around the corner, millions of Americans are getting ready to cash in their hard-earned credit card rewards. But what if those rewards disappeared overnight?

What is a credit card? It allows you to borrow money from your bank to make your purchases, whether you’re buying a burger or a round-trip ticket to France.

The history of credit dates back thousands of years, but the modern version of the credit card is less than 100 years old.