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The credit repair industry is full of scams, so be sure to vet a company’s track record before signing up for any services or ...
A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...
Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...
Juliet has made it her mission to help people escape the trap of bad credit and reclaim their financial freedom. Her journey ...
Key takeaways A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the ...
If you believe you have inaccurate negative marks on your report, head to Lexington Law Firm to see if they’re right for you. Disclosure: Lexington Law Firm advertises on Credit.com and Credit.com may ...
Also, 90 percent of credit repair companies are red flags. If they’re leading with money or not giving you the option of making a monthly payment that works toward a specific goal, they’re ...
FTC Shuts Down $50 Million Growth Cave Scam: Fake Business & Credit Repair Promises Exposed. A federal court has temporarily shut down the Growth Cave scam, a fraudulent business opportunity and ...
FTC issues over $5 million in refunds to victims of credit repair scheme A November 2022 lawsuit filed by the organization alleged ACRO Services stole millions of dollars from customers under the ...
Written contracts: Any credit repair agreement must be provided in writing, clearly outlining the services to be performed, the total cost and the expected timeframes.
Advance fees are a concern. Not all businesses promising to help you repair bad credit are scams, but if you are asked to pay in advance, that’s a big red flag. In both the U.S. and Canada ...
What To Know Credit repair is the process of taking specific steps to identify and fix errors on a credit report. Completing this process can lead to improvement in your credit score and the ...