It's nice to find a secured credit card with a $0 annual fee. Even better is one that offers a path to upgrade to a regular card. This one does both — and it gives you rewards, too. Many or all ...

This student card earns 2% cash back on up to $1,000 per quarter in combined spending on gas and at restaurants, plus 1% on everything else.

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.