Debt collectors are only permitted to contact you at your residence or workplace between 8 a.m. and 9 p.m. in your local time ...

This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

Debt collectors are required by the Fair Debt Collection Practices Act (FDCPA) to mail a debt validation letter with information regarding the debt they want to collect from you. This letter must ...

If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, ...

A debt collection doesn’t have to stop you in ... information about the debt in writing — also known as a debt validation letter. It’s vital to pay attention to this letter because it ...

Phone calls, threatening letters and other high-pressure tactics ... that can be used to navigate the tricky landscape of debt collection. The Fair Debt Collection Practices Act (FDCPA) gives ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted ...

If you do not file a letter of validation within this time frame, it will be assumed that you agree for your debt to be sent to collections. After sending a final debt collection letter that warns ...

Dealing with debt collectors can feel like a never-ending headache. Between the constant phone calls, threatening letters ... under the Fair Debt Collection Practices Act (FDCPA), which provides ...

“Some of this is honest mistakes, some of this is debt that’s been sold onward to debt collection agencies ... such as a debt validation letter. Doing so can protect you from scammers ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details ...