This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

Debt collectors are required by the Fair Debt Collection Practices Act (FDCPA) to mail a debt validation letter with information regarding the debt they want to collect from you. This letter must ...

“Some of this is honest mistakes, some of this is debt that’s been sold onward to debt collection agencies ... such as a debt validation letter. Doing so can protect you from scammers ...