Today, Asheville is proof that extreme rain can turn a house located pretty much anywhere in the U.S. into a flood zone. Hurricane Helene also pounded Florida, which faces more flooding this week.

A 100-watt incandescent flood light produces around 1,300 lumens. That’s plenty of light to brighten an entire patio. An 18-watt LED lamp produces the same effect.

The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an SFHA high-risk zone, your mortgage lender will likely require it.

The house was underwater for six months until the Yazoo Backwater flood receded. In that time, it swamped more than half a million acres and destroyed nearly 700 homes.

Here are free tools to check house flood risk. In just one minute, you can know your flood risk before you buy, sell, or stay.