Government Student Loan Interest Rate

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Borrowers catch a break

Federal student loan interest rates just fell for the first time in 5 years—here's what borrowers will pay on new loans

Students and families borrowing money for college will get a slight reprieve for the upcoming school year.The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30,

Newsweek on MSN · 18h

Student Loan Update: Borrowers Catch a Break as Interest Rates Drop

For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from last year's 6.53 percent.

NerdWallet on MSN · 6d

Federal Student Loan Rates Soften for 2025-26, Making Borrowing Slightly More Affordable

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time rates have dropped since 2020-21.

7don MSNOpinion

Invisible tax: Government debt is crushing your finances

Government debt is driving up interest rates, affecting mortgages, car loans, and credit cards. Learn how this impacts ...

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Here's what federal student loan interest rates may be for 2025-2026: higher education expert

Federal student loans may come with slightly lower ... a decrease from 9.08% now. The government sets interest rates on its education loans once a year. The rates, which run from July 1 ...

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Borrowers catch a break

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