Annual fee. $95. Rewards rate. 1x-9x. Bonus offer. Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.

The Chase Freedom Flex offers 5% rotating bonus categories and fixed bonus categories like dining and travel booked via Chase, plus a huge sign-up bonus.