Maximize your credit score by learning the optimal time to pay your credit card! Understand credit utilization, payment ...

The regulator for Fannie and Freddie wants to reduce the use of FICO for housing credit, while factoring in borrowers’ rent ...

Federal student loans aren’t considered in default until they are 270 days late. However, loans are considered delinquent on the first day following a missed due date. After 90 days of delinquency, ...

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student ...