The regulator for Fannie and Freddie wants to reduce the use of FICO for housing credit, while factoring in borrowers’ rent ...

Over the last several months, credit card spending has dropped, signaling that Americans may be running out of borrowing ...

There are only three options, none easy, and not making a choice is a greased slide to collapse. The moral rot of unlimited debt looks "free" but it’s unaffordable in the end.

While credit card debt for May 2025 technically set a record, topping May 2024 by 3 percent, it actually marks an 8 percent ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

It will soon get harder to pay off your student loans. On Friday, President Trump signed the One Big Beautiful Bill Act into law, restructuring the federal student loans system and making it more ...

When did you realize your credit score was critical to practically everything you did as an adult? For me, it was when I ...

Credit card usage has exploded in particular. Over the last 13 years, spending on credit cards has surged 13x—from ₹1.2 lakh ...

Money is a universal language, a constant companion in our lives, and often, a source of both joy and considerable stress.

The Moneyist ‘I take pride in being debt-free’: My husband owes thousands of dollars in student loans and credit-card debt. Will I be on the hook if he dies? ‘We own a house together through ...

For decades, card-based payments have sat comfortably at the heart of financial services. They’ve been dependable, secure, ...

Freedom Debt Relief reports 25% of Americans seeking debt relief have accounts in collections, averaging over $3,000, often ...